About Us

Our Story

We are an independent insurance advisory firm, founded in 2010 by Insurance Broker; Kenya Ballard. Ms. Ballard holds a Bachelors of Arts degree in Sociology and knew at a young age she wanted to be in service helping people in the community get access to resources to live a quality of life. By Ms. Ballard being in the Social Services field, she saw the need to branch out and bring her experience and skills to the insurance industry. All because of Ms. Ballard’s 20 plus years in the social services sector, Brighton Insurance Services LLC use a person centered approach to helping our clients protect themselves from risk, and informing them of options available in the current insurance market. We strive to deliver peace of mind, creating caring solutions to clients as we help them insure their families, businesses, Non-Profits, fund estate plans and pursue their philanthropic interests. Our agency has a strong foundation and is partnered with other insurance companies as Affiliates to extend our services through education, value systems, and excellent customer support. As an innovative team of agents, we hold our ethical standards of integrity to the most high, and do right by every person and business we serve in California and Texas.

Select a product to start your quote

Individual and Family Health Insurance with Federal Subsidies

Affordable individual & family HMO, PPO, EPO, HSA health
insurance plans.

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A health smile starts here with low premiums and great

Free Quote


Group Insurance

Your goal is to attract and retain the
brightest talent and develop the most
dynamic company culture..

Free Quote

Life Insurance Plans for Individuals

Compare rates for Individual
Life Insurance

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We’ve Located 50+ Health Plans and Discounts Near You

8 Gold Plans

  • Higher premiums/copays
  • In network doctors
  • 80% of services covered

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5 Short Term Plans

  • Low monthly rates
  • No enrollment period
  • Next day coverage

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13 Silver Plans

  • Moderate premiums/copays
  • In network doctors
  • 70% of services covered

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5 PPO Plans

  • Higher out-of-pocket costs
  • Your choice of providers
  • Varying % of services covered

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11 Bronze Plans

  • Low premiums/copays
  • In network doctors
  • 60% of services covered

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4 HMO Plans

  • Low premiums/copays
  • In network doctors
  • 100% of services covered

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Covered California

We assist individuals and employers in determining which insurance plan is appropriate based on their budget and needs. Furthermore, we help each client determine their most accurate current income that will determine the proper Tax Credits to help pay their insurance premium. We present each client with plan options from a range of coverage and insurers and enroll them into a plan.

Question: Can I insure my 23 year old daughter?

Yes: If your daughter is listed as a dependant on your tax return and does not file her own taxes.

Question: What does the Affordable Care Act require of me?

The Affordable Care Act is also known as Obamacare. People who fill out a Federal Income Tax form MUST maintain health insurance for themselves and their dependents. Those who don’t will pay a fine.

Question: What if I can’t afford health insurance?

Individuals and families whose income falls below the level set by the Federal Government will be insured with Medi-Cal.If you are not sure if you qualify for Medi-Cal, call us and we will let you know.>

Insurance Agents You Can Rely On.

Let us Brighton Your Day with our person centered approach to valued insurance products you need when you don’t think you need it! We will educate you on our broad portfolio of health, life insurance with living benefits, final expense, accident, disability, dental, medicare advantage plans, medicare supplement plans, and annuity products. We tailor fit coverage to bring you a peace of mind.

Our affiliate partners


Dickerson Insurance Services


Five Rings Financial


Benefit Mall

We make insurance easy to understand and easy to apply.

Get a personalized advice on your insurance solution by talking to one of our agents today. We have licensed experts standing by:

Robert Hendz

Insurance Agent

Loreen James

Insurance Agent

Mike Brenson

Insurance Agent

Brett Slater

Insurance Agent

A Few Major Carriers We Represent


Let's Get Started

Contact Info

(By Appointment Only)

Brighton Insurance Services LLC

Call: (800) 864-9834

Fax: (424) 732-0027

Email: kenya@brightoninsuranceservices.net

CA License# 0G33384

Texas License# 1843340